Instant credit
- the loans are fully guaranteed by deposit
- repayment period of six months
- processed within 24 hours
Salary advance
- one must be drawn salary through fosa for at least 3 months
- Current. maximum of six months
- copies of the most recent payslips are required
- must be witnessed by a member of the society
- salary must have passed through the account for 3 months
Salary in advance
- Salary must pass through fosa for at least 3 months
- Repayment is a maximum of one month
- amount granted 50% of the next expected to net pay
- 2/3 rule must be considered
- a copy of the last payslip
- Must be witnessed by a member of the society